Manufactured & Mobile Home Insurance
Owning a manufactured home is an affordable path to homeownership, but just like any other home, it needs the right protection. While coverage is similar to traditional homeowners insurance, manufactured homes have unique needs due to their construction and mobility — which means they require specially tailored insurance.
At Rowell Insurance Services, we help you find the right policy to protect your home, your belongings, and your liability. Coverage options may include:
- Protection for the home’s structure
- Coverage for weather-related damage, including floods
- Loss of use (additional living expenses if your home becomes uninhabitable)
- Personal property protection
- Accidental damage coverage
What is Manufactured Home Insurance?
Manufactured home insurance protects your mobile or manufactured home from common risks like storms, fire, theft, and liability claims. Policies can vary based on where you live, how old your home is, and how much coverage you want — so customization is key.
What Does It Cover?
Just like homeowners insurance, it helps cover damage to the structure and your personal belongings inside. It can also offer liability coverage in case someone is injured on your property. Whether you live in your manufactured home full-time or use it seasonally, we’ll help build a policy that fits your lifestyle.
Is It Required?
While insurance for manufactured homes isn’t required by law, most mortgage lenders and many mobile home parks do require it. Even if it’s not mandatory in your case, it’s still a smart way to protect your investment and avoid major out-of-pocket expenses in the event of a loss.
We’re here to make the process easy, affordable, and stress-free. Contact us today for a quote or policy review and get the peace of mind you deserve.
